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How to Improve Your Credit Score

How to Improve Your Credit Score

  1. Build Your Credit File
  2. Don't Miss Payments
  3. Catch Up On Past-Due Accounts
  4. Pay Down Revolving Account Balances
  5. Limit How Often You Apply for New Accounts

What Affects Your Credit Scores?
Learn how different types of accounts and actions can impact your credit scores.

How to Calculate Credit Card Utilization:
Your credit utilization rate can have a big impact on your scores. The math is easy, but there are common misunderstandings about which numbers to use.

Credit Repair:
How to "Fix" Your Credit Yourself: Find out how you can improve your credit for free.

4 Simple Habits That Build Good Credit:
Follow these simple rules for building and maintaining good credit.

What Is a Bad Credit History and Rating?:
If your credit needs some work, learn more about why you may have a bad credit score and what you can do about it.

Which Debts Should I Pay Off First to Improve My Credit?:
Prioritizing certain bills can be important when you're trying to increase your credit scores.

Credit Myths:
Learn the truth and don't get caught off guard.